Business & Finance: What Is a Full Annual Report on the Retirement Plan?

What Is a Full Annual Report on the Retirement Plan?

The United States isn't getting any younger. On the contrary, in 2009, nearly 13 percent of all Americans were over 65 years old, and estimates published by the Administration on Aging project this figure will rise to 19 percent by the year 2030. This creates huge stress on government sponsored pens

Business & Finance: How to Increase Your VA Disability Compensation

How to Increase Your VA Disability Compensation

You may receive Veterans Administration disability compensation and then later develop a new disability or want to be compensated for another disability that you believe you acquired while in military service, but aren't currently receiving compensation for. VA disability compensation can be increas

Business & Finance: Does Reporting a Credit Card Stolen Lower Your Credit Score?

Does Reporting a Credit Card Stolen Lower Your Credit Score?

Thieves can purchase credit card numbers on the Internet for as little as 40 cents, according to a 2008 report on the Slate website. Perhaps more important, the theft can ruin the cardholders credit score. Reporting a credit card stolen can lower you score, depending on what course of action you ta

Business & Finance: Individual Money Ideas That Will Make Cash Managing Simpler

Individual Money Ideas That Will Make Cash Managing Simpler

Keeping track of your financial situation is essential to producing the main acquisitions that many of us anticipation for, including getaways, autos, even properties. The following paragraphs will offer you suggestions regarding how to transform ...

Business & Finance: How Long Can I Leave Money in an IRA?

How Long Can I Leave Money in an IRA?

Your IRA account is designed to help prepare for a comfortable retirement, but if you do not plan to retire right away you might want to leave that money in the account and allow it to grow even more. Every year you delay taking distributions from your IRA is one more year the money has to grow and

Business & Finance: How Does Letting a Luxury Item Go Back to the Bank Affect Credit Rating?

How Does Letting a Luxury Item Go Back to the Bank Affect Credit Rating?

Letting an Item Go Back to the BankWhen a borrower cannot continue to make payments on a loan for anything, including a luxury item, the lender may allow the borrower to voluntarily turn over the item to the bank. The lender will generally do this to avoid the costs involved in...

Business & Finance: Scholarships for Teachers in High-Need Areas

Scholarships for Teachers in High-Need Areas

"High-need" teaching areas can include educational subjects with a shortage of teachers or schools that have a difficult time hiring teachers. High-need subjects can include special education, foreign language, science or mathematics, but subjects can vary from state to state. High-need schools can

Business & Finance: Lutheran Church Scholarships

Lutheran Church Scholarships

A variety of college scholarships are available to students who belong to the Lutheran Church. Lutheran scholarships are administered through national organizations, regional community foundations and local churches. Some scholarships are limited to female applicants. The majority of Lutheran schola

Business & Finance: What Is a Pawn Shop?

What Is a Pawn Shop?

Pawn shops provide short-term loans to people for items held as collateral. They also buy items outright from people wanting quick money. Typically these shops offer half or less of what the item in question currently sells for, using data on current market value for precious metals, and online sale

Business & Finance: The Advantages of Single-Detached Houses

The Advantages of Single-Detached Houses

Home buyers face a variety of home options, each with unique features and advantages. Deciding on a style of house will depend on what a consumer wants out of the house in terms of privacy, value, and maintenance. Single-detached houses are the common single- family residence that is a standalone st

Business & Finance: Eviction Notice Help

Eviction Notice Help

If you come back to your apartment to find an eviction notice stuck to the door, do not fret. While eviction notices need to be taken seriously, your situation might not be completely dire. Keep calm, know what options remain available to you and take action quickly. If you do nothing about the evic

Business & Finance: What Are the Best Ways to Handle an IRA Distribution Withdrawn Early?

What Are the Best Ways to Handle an IRA Distribution Withdrawn Early?

Though the Internal Revenue Service (IRS) allows people to withdraw money at any time from their Individual Retirement Account (IRA), you will usually have to pay a 10-percent penalty on any withdrawals made before you reach age 59 1/2 because the IRS wants to discourage using these accounts, and th

Business & Finance: How to Settle with the IRS for Pennies on the Dollar

How to Settle with the IRS for Pennies on the Dollar

While it is possible to settle your tax debt with the IRS for pennies on the dollar, not everyone qualifies for this program. To be eligible, you must meet at least one of the three criteria established by the Internal Revenue Service. These criteria include reasonable doubt in regard to your abilit

Business & Finance: How to Gain Access to Bank Accounts With a Power of Attorney

How to Gain Access to Bank Accounts With a Power of Attorney

If you want to access the bank account of a friend or relative who has granted you power of attorney over his financial affairs, you shouldn't have too much trouble in doing so as long as all the legal paperwork is in order. The only time you're likely to encounter any serious issues is in the event

Business & Finance: Full-Ride Scholarships for African-American Women

Full-Ride Scholarships for African-American Women

With the rising cost of getting an education, financial aid has become even more imperative than before. For African-American women, things are no different and failure to find appropriate assistance can prevent them from getting their degree. Luckily, there are scholarship programs African-American

Business & Finance: How to Check for Unclaimed Cash

How to Check for Unclaimed Cash

Every year tax refund checks, unemployment checks and other official payments go unclaimed. In addition to those items, many consumers simply lose track of their bank accounts, brokerage accounts and other property. When that happens, the money is kept by the state in which the individual lived or t