The United States isn't getting any younger. On the contrary, in 2009, nearly 13 percent of all Americans were over 65 years old, and estimates published by the Administration on Aging project this figure will rise to 19 percent by the year 2030. This creates huge stress on government sponsored pens
You may receive Veterans Administration disability compensation and then later develop a new disability or want to be compensated for another disability that you believe you acquired while in military service, but aren't currently receiving compensation for. VA disability compensation can be increas
So you've just finished refurbishing that classic car you've had in your garage for the past ten years. You can't wait to take it out on the road for a spin and show it off. ...
Thieves can purchase credit card numbers on the Internet for as little as 40 cents, according to a 2008 report on the Slate website. Perhaps more important, the theft can ruin the cardholders credit score. Reporting a credit card stolen can lower you score, depending on what course of action you ta
Keeping track of your financial situation is essential to producing the main acquisitions that many of us anticipation for, including getaways, autos, even properties. The following paragraphs will offer you suggestions regarding how to transform ...
Your IRA account is designed to help prepare for a comfortable retirement, but if you do not plan to retire right away you might want to leave that money in the account and allow it to grow even more. Every year you delay taking distributions from your IRA is one more year the money has to grow and
Letting an Item Go Back to the BankWhen a borrower cannot continue to make payments on a loan for anything, including a luxury item, the lender may allow the borrower to voluntarily turn over the item to the bank. The lender will generally do this to avoid the costs involved in...
"High-need" teaching areas can include educational subjects with a shortage of teachers or schools that have a difficult time hiring teachers. High-need subjects can include special education, foreign language, science or mathematics, but subjects can vary from state to state. High-need schools can
If you have a Roth IRA, the Internal Revenue Service (IRS) never requires you to remove the money from your account. However, the holders of all other types of IRAs are required to begin making withdrawals during the year that they turn 70 1/2. Failure to withdraw the minimum amount results in a 50
A variety of college scholarships are available to students who belong to the Lutheran Church. Lutheran scholarships are administered through national organizations, regional community foundations and local churches. Some scholarships are limited to female applicants. The majority of Lutheran schola
Pawn shops provide short-term loans to people for items held as collateral. They also buy items outright from people wanting quick money. Typically these shops offer half or less of what the item in question currently sells for, using data on current market value for precious metals, and online sale
Home buyers face a variety of home options, each with unique features and advantages. Deciding on a style of house will depend on what a consumer wants out of the house in terms of privacy, value, and maintenance. Single-detached houses are the common single- family residence that is a standalone st
If you come back to your apartment to find an eviction notice stuck to the door, do not fret. While eviction notices need to be taken seriously, your situation might not be completely dire. Keep calm, know what options remain available to you and take action quickly. If you do nothing about the evic
Though the Internal Revenue Service (IRS) allows people to withdraw money at any time from their Individual Retirement Account (IRA), you will usually have to pay a 10-percent penalty on any withdrawals made before you reach age 59 1/2 because the IRS wants to discourage using these accounts, and th
While it is possible to settle your tax debt with the IRS for pennies on the dollar, not everyone qualifies for this program. To be eligible, you must meet at least one of the three criteria established by the Internal Revenue Service. These criteria include reasonable doubt in regard to your abilit
If you want to access the bank account of a friend or relative who has granted you power of attorney over his financial affairs, you shouldn't have too much trouble in doing so as long as all the legal paperwork is in order. The only time you're likely to encounter any serious issues is in the event
With the rising cost of getting an education, financial aid has become even more imperative than before. For African-American women, things are no different and failure to find appropriate assistance can prevent them from getting their degree. Luckily, there are scholarship programs African-American
A printable monthly bill payment log can help you keep track of your finances and manage expenses. This printable payment log can tailored for any monthly bill schedule.
Every year tax refund checks, unemployment checks and other official payments go unclaimed. In addition to those items, many consumers simply lose track of their bank accounts, brokerage accounts and other property. When that happens, the money is kept by the state in which the individual lived or t
If you want to apply for Social Security survivor benefits, you will need to fill out application paperwork and provide documentation to the Social Security office.